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Pay insurance excess even though you're not at fault |
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No insurance excess or any other costs |
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A small courtesy car ONLY if comprehensively insured |
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A similar, or better, replacement vehicle to your own
(Even if you are only third party insured) |
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They pick the cheapest repairer |
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Main dealer or your own choice of repairer |
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No cash in lieu of repair option |
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Cash in lieu of repair option if we handle you injury claim |
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You run around sorting things |
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We handle all the paper work & deal with the other insurers |
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They agree your compensation with the other insurer |
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We get you the maximum compensation for you injuries |
